Property Funding

Get Funded Now!

Want to know ABOUT MORE PROGRAMS?​

SEE PDF FOR PRODUCT DETAILS! INCLUDES: FIX AND FLIP, SHORT-TERM RENTAL, BRIDGE, RENTAL PROPERTIES, CONSTRUCTION, AND RENTAL PORTFOLIO.​​

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Step 0: Click the “Get Started!” button to first get through the prompts and then create and account in step 1!

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Step 1:

Click the “Sign In” button to sign in (or create an account if you don’t have one) and input the details for the project you are looking for us to finance.

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Step 2:

Please ensure the closing date is accurate and inline with the closing timelines listed in the FAQ.

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Step 3:

Our team will respond to clients who submitted a deal through this portal within 24 hours.

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Step 4:

If your deal is eligible for financing, you will receive an automated email from noreply@myinvestorloan.com informing that an offer is ready for your review

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Step 5:

After the loan Offer is accepted and the necessary information and documents under the “Tasks” tab are completed, we will order a valuation and move the file into underwriting. The closing timeframes listed in the FAQ starts at this point.

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Step 6:

Our fulfillment team will order title and insurance, and reach out to you for any additional info we will need for closing.

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Eligibility Criteria

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Value-add financing (Fix & Flip)

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Credit Score

680 minimum FICO and no serious delinquencies in the past 2 years.

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Loan Term

12 – 18 Months

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Property Value

As-is value (or purchase price if applicable) greater than $100,000

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Prepay Penalty

None

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Purpose

Short-term mortgages to buy and renovate properties

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Max Loan Ratios

Up to 90% Loan to cost and 75% Loan to after-repair value (depending on experience)

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Loan Amount

$100,000 – $1,500,000 per property; minimum $50,000/unit on 2+ units

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Property Type

Single family, 2-4 unit, or 5-8 unit. Manufactured housing and mixed use not eligible.

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Location

Property cannot be rural.  MSA population must be greater than 75,000.
Located in states outside of AK, HI, NV, ND, SD, WY.

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Minimum Liquidity

Down payment, closing costs, three months of mortgage payments, and 15% of renovation budget; $25,000 minimum.

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Eligibility Criteria

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Long Term Rental Financing

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Credit Score

680 minimum FICO and no serious delinquencies in the past 2 years.

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Max LTV

Up to 80% for purchase or refinance, 75% for cash out refinance.

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Loan Amount

$100,000 – $1,500,000 per property; minimum $50,000/unit on 2+ units

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Property Type

Single family, 2-4 unit, or 5-8 unit. Manufactured housing and mixed use not eligible.

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Location

Property cannot be rural. MSA population must be greater than 75,000. Located in states outside of AK, HI, NV, ND, SD, WY.

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Minimum DSCR

Minimum debt service coverage ratio of 1.10.

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Loan Term

30 years

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Property Value

As-is value (or purchase price if applicable) greater than $100,000

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Prepay Penalty

5-yr step-down (5-4-3-2-1); can be reduced to as low as 2 years

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Minimum Liquidity

Down payment, closing costs, six months of mortgage payments.